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Senin, 05 Januari 2009

Casino Online

1. Thou shall expect to lose.

Even playing smart and employing solid strategies will not change all of the odds from remaining in the casino's favour. Remember, the House always wins! Expecting to win ALL the time will only lead to frustration and ultimately, bad decisions and moves. So, remember to take the bad with the good and consider losses as a necessary part of the online gambling experience.

2. Thou shall know thy local law.

Online gambling is not legal in all places and jurisdictions. Always be sure to check out the legality of online casino activity for your country, state, province, or region before playing.

3. Thou shall not bet more than one can afford .

Online gambling should be enjoyable. However, there's no enjoyment in losing money that should've been spent on necessities. Decide on an amount that you can afford and stick to your self-imposed limit.

4. Thou shall trust the odds.

Remember, mathematical strategies are successful for a reason and casino games are developed based on probabilities and percentages. Most online gambling success stories involve players with the ability to maintain their success over long periods. They do not rely on luck. A solid grasp of the odds and probabilities will bring far more success than any misplaced reliance on 'luck'.

5. Thou shall not believe in 'betting systems'.

Strategies based on mathematics and probabilities will serve you far better than any 'betting systems' developed by some local know-it-all. If it sounds too good to be true, it probably is. Stick to proven strategies and stay away from unproven schemes.

6. Thou shall play to win.

If you're playing to win, and we're betting you are, then be sure to take full advantage of everything online gambling has to offer. For one thing, you can play at your own pace. Or how about free casino games? That's right, take the game you wish to play for a test-ride before risking any cash.

7. Thou shall exhibit good gambling etiquette.

The online gambling experience is more enjoyable for everyone when players exhibit proper etiquette. Be polite and respect other players whether playing online or at a live casino. Visit our section on gambling etiquette for more information.

8. Thou shall seek out the best rules.

Each casino has different rules for each game and often offers the same game(s) under various sets of rules. Always look for the online gambling games with rules best suited to your preferences and your advantage.

9. Thou shall not hedge bets or make side bets.

Generally speaking, these types of bets are for suckers and the House gains a serious edge. Avoid the temptation to buy insurance, place bets on the side, etc.

10. Thou shall tip.

Although this doesn't apply to online gambling, we've included it because it remains an important aspect of gambling and, unfortunately, people need to be reminded of it. Remember, dealers in casinos generally only make minimum wage and rely on tips. If you receive good service, regardless of whether you're winning or losing, it's not the dealer's fault! Tip the dealer and consider it a donation to lady luck - and she'll be sure to love you back.

Whether online

Whether it's online gambling or playing in a land casino, before you begin there are several core principles, or 'Commandments' - if you will - that are important to keep in mind. We've provided a few guidelines below that all players should keep in mind when playing online or playing at your favourite brick and mortar casino.

1. Thou shall expect to lose.

2. Thou shall know thy local law.

3. Thou shall not bet more than one can afford.

4. Thou shall trust the odds.

5. Thou shall not believe in 'betting systems'.

6. Thou shall play to win.

7. Thou shall exhibit good gambling etiquette.

8. Thou shall seek out the best rules.

9. Thou shall not hedge bets or make side bets.

10. Thou shall tip.

1. Thou shall expect to lose.

Even playing smart and employing solid strategies will not change all of the odds from remaining in the casino's favour. Remember, the House always wins! Expecting to win ALL the time will only lead to frustration and ultimately, bad decisions and moves. So, remember to take the bad with the good and consider losses as a necessary part of the online gambling experience.

2. Thou shall know thy local law.

Online gambling is not legal in all places and jurisdictions. Always be sure to check out the legality of online casino activity for your country, state, province, or region before playing.

3. Thou shall not bet more than one can afford .

Online gambling should be enjoyable. However, there's no enjoyment in losing money that should've been spent on necessities. Decide on an amount that you can afford and stick to your self-imposed limit.

4. Thou shall trust the odds.

Remember, mathematical strategies are successful for a reason and casino games are developed based on probabilities and percentages. Most online gambling success stories involve players with the ability to maintain their success over long periods. They do not rely on luck. A solid grasp of the odds and probabilities will bring far more success than any misplaced reliance on 'luck'.

5. Thou shall not believe in 'betting systems'.

Strategies based on mathematics and probabilities will serve you far better than any 'betting systems' developed by some local know-it-all. If it sounds too good to be true, it probably is. Stick to proven strategies and stay away from unproven schemes.

6. Thou shall play to win.

If you're playing to win, and we're betting you are, then be sure to take full advantage of everything online gambling has to offer. For one thing, you can play at your own pace. Or how about free casino games? That's right, take the game you wish to play for a test-ride before risking any cash.

7. Thou shall exhibit good gambling etiquette.

The online gambling experience is more enjoyable for everyone when players exhibit proper etiquette. Be polite and respect other players whether playing online or at a live casino. Visit our section on gambling etiquette for more information.

8. Thou shall seek out the best rules.

Each casino has different rules for each game and often offers the same game(s) under various sets of rules. Always look for the online gambling games with rules best suited to your preferences and your advantage.

9. Thou shall not hedge bets or make side bets.

Generally speaking, these types of bets are for suckers and the House gains a serious edge. Avoid the temptation to buy insurance, place bets on the side, etc.

10. Thou shall tip.

Although this doesn't apply to online gambling, we've included it because it remains an important aspect of gambling and, unfortunately, people need to be reminded of it. Remember, dealers in casinos generally only make minimum wage and rely on tips. If you receive good service, regardless of whether you're winning or losing, it's not the dealer's fault! Tip the dealer and consider it a donation to lady luck - and she'll be sure to love you back.

Problem on Gambling

What is Problem Gambling?

Problem gambling is gambling behavior which causes disruptions in any major area of life: psychological, physical, social or vocational. The term "Problem Gambling" includes, but is not limited to, the condition known as "Pathological", or "Compulsive" Gambling, a progressive addiction characterized by increasing preoccupation with gambling, a need to bet more money more frequently, restlessness or irritability when attempting to stop, "chasing" losses, and loss of control manifested by continuation of the gambling behavior in spite of mounting, serious, negative consequences.

Our Purpose and Mission:

The Mission of the National Council on Problem Gambling is to increase public awareness of pathological gambling, ensure the widespread availability of treatment for problem gamblers and their families, and to encourage research and programs for prevention and education.

Guide For Users:

Go to the Problem Gamblers section for information and referral resources, frequently asked questions, self assessment tools, state by state help, directories of counselors and treatment centers.

Go to the About NCPG for information on the Board of Directors, staff, committees, conferences, programs, goals, annual reports and tax returns.

Go to the Public Awareness section for NCPG press releases, reports, literature, prevention and education tools, as well as first person stories of problem gambling and recovery.

Go to the Counselors section for the National Certified Gambling Counselor application, exam information and an online searchable directory. Questions can be sent to NCGC@ncpgambling.org

Go to the Members section for password-protected access to the current newsletter, membership renewal and contact information.

Updates:

* Holiday Campaign Press Release was just added to the Press Releases area located in the "Public Awareness" section of our website!

* National Promblem Gambling Awareness Week 2009 will be held March 1 - 7, 2009. Please visit www.npgaw.org for additional information

* Click Here to download NCPG 2009 Research Awards Announcements and Submission Instructions!

* Read our statement on internet gambling

Casinos


Statutory anti-gambling laws in each state are presented in full text. A chart answering common state gambling law questions is included, as are articles explaining different aspects of gambling laws.

This Website is an effort to make available a wide range of information on gambling laws at both the State and Federal levels governing the legality of various forms of gambling and gaming. Currently the website includes:

Area of Coverage:

In the left column, click on:

Conclusions on five basic issues under every State anti-gambling law.

State Law Summary

Texts of the basic anti-gambling law of every State.
(All state anti-gambling law texts were updated during 2007.)

State Gambling laws

Texts of State Charitable Gambling statutes

State Charitable Gaming Laws

Articles and notes on various legal matters, including online gambling matters

Gambling Law Articles

Summaries of the principal federal laws applicable to gambling, including the new UIGEA.

US Federal Gambling Laws

Links to Useful Sites for further exploration of gambling laws.

Useful Sites

Gaming and gambling in the United States have undergone a great boom. During the past decade most states have expanded legalized gaming, including regulated casino-style games and lotteries. There has been an explosion in opening Native American casinos. Gambling and betting online has increased exponentially. Gambling-Law-US.com presents, explains and analyzes the patchwork of state and federal and state gambling laws that apply to the boom.

The words "gamble" and "gambling" are generally used to discuss an activity that may run afoul of applicable criminal laws. The word "gaming" is usually reserved for those instances where the activity has been specifically legalized by applicable laws or where the activity is exempted from the criminal laws. Thus, playing a casino-style game at a for-profit website online in the United States is referred to as gambling, since no state has yet finalized any law specifically authorizing a for-profit website operator to offer any casino games.

The two words are not mutually exclusive. That is, a gaming activity could turn out to be gambling where applicable laws regulating that particular gaming are violated. Similarly, a gambling activity may turn out to be gaming if it is exempted from a given criminal statute. For example, playing a card game for money in a purely social setting where no one earns anything from the game other than as a mere player would be gaming if such social games were excluded from the reach of the criminal anti-gambling laws in the state where the game takes place.

Chuck Humphrey began practicing law in 1968. He was a partner in the national firm of Kirkland & Ellis when, in 1986, he became one of the two founding partners of Addoms & Humphrey, a Business Development Company, that assisted in structuring and financing new ventures.

In 1999 he became the principal investor in and one of the founders of the Tournament of Champions of Poker and the manager of Team Pegasus, an association of professional tournament poker players.

He is admitted to practice law in Colorado, Michigan and Texas, currently being active in Colorado, where he lives. He was a staff attorney for the Securities and Exchange Commission in Washington, D.C. early in his legal career. Chuck holds BBA, MBA and J.D (cum laude) degrees, all from the University of Michigan. He is an AV-rated attorney, a peer-awarded honor given by Martindale-Hubbell.

Chuck continues his law practice, which principally focuses on gambling law, business matters, and structuring transactions.

CAsion VS Gambling

What Is Compulsive Gambling?

Moderate gambling, like moderate alcohol use, is an accepted part of our culture and causes no problems. As with alcohol use, however, gambling to excess is a common weakness that may lead to serious security problems.

Compulsive gambling, or pathological gambling as most psychiatrists prefer to call it, is an inability to stop gambling even when one recognizes that gambling is causing serious financial, family, work, or other problems.

Compulsive gambling parallels alcohol and drug addiction in many ways. Compulsive gamblers lose control over their behavior and commonly lie and cheat in order to continue their gambling. They frequently try, unsuccessfully, to cut down or quit.

Compulsive gambling does not involve use of a psychoactive substance, but the "action" which compulsive gamblers crave is an aroused, euphoric state comparable to the "high" sought by drug users. This aroused state is accompanied by changes in brain chemistry similar to those caused by alcohol or drugs. There may be a "rush," often characterized by sweaty palms, rapid heart beat, and nausea which is experienced during the period of anticipation.

Alcoholics and drug abusers develop "tolerance" for their drug of choice and then must increase their consumption in order to feel the same effects. Similarly, compulsive gamblers develop "tolerance" for the "action" and must increase the size of their bets or the odds against them to create the same amount of excitement.

About 2 1/2% of the adult population now has some degree of gambling problem. The rates of compulsive and problem gambling among 16 and 17 year olds are similar to those for adults. 1

The key difference between compulsive or problem gambling and social gambling is self-control. Each social gambling session usually lasts for a set period of time and involves pre-determined spending limits. It typically occurs with friends or colleagues rather than alone. The player gains satisfaction whether he/she wins or loses.2

Becoming a Compulsive Gambler

Gamblers who fall in love with the excitement and "action" of gambling may, at first, be quite successful.3 They have fantasies of further success and of gambling becoming their personal path to wealth and power. Those who are headed for problems think they are smarter than the average bettor. They know that gambling is going to work for them because they, unlike less clever people, really understand how to beat the system.

As they become more involved in gambling, they derive an increasing portion of their self-esteem from seeing themselves as smart or lucky. Because of this, two things happen when they do incur the inevitable losses. First, they suffer monetary loss. Second, and often more important, they suffer a deflated ego.

To salvage their self-esteem, they rationalize losses by blaming other people, such as the jockey or the pitcher, or by blaming "bad luck" in cards, craps or lotteries. Or they reflect on their handicapping abilities and tell themselves they will not make the same "mistake" the next time.

The monetary loss is another matter, however, and this is dealt with differently. In order to recoup the loss, many gamblers "chase." That is, they continue their betting and increase the amount of their bets in order to get even. Instead of saying, "It's lost," the chaser says, "I'll get even tomorrow." Chasing losses leads the gambler to gamble with more than he or she can afford to lose, and often to borrowing money in an effort to get even.

Many gamblers may chase for short periods, until they learn from bitter experience that this is counterproductive. The long-term preoccupation with chasing losses is the defining characteristic of the pathological gambler.

Chasing seems logical to many gamblers, as it means giving oneself a chance to get even. If a gambler stops chasing, both money and self-esteem are lost. If the gambler continues chasing and wins, both can be regained. There is, therefore, the impetus to borrow in order to recoup losses. When continued gambling leads to still more losses, the compulsive gambler continues to borrow. The more money borrowed, the greater the commitment to more gambling as the only possible means of gaining enough money to pay off the debt.

This spiraling commitment to increased gambling often depletes family resources. Many compulsive gamblers cash in joint savings bonds, empty checking accounts, pawn joint property, and take out loans without the spouse's knowledge. In order to preserve or regain respectability in the eyes of parents, spouse and others -- and because their paychecks are insufficient -- desperate gamblers see more gambling as the only alternative.

Fearing loss of respectability, the gambler hides loans. When gamblers default on the loans, fear that the bank or loan company will tell their spouse may drive them to more gambling as a possible quick way out. The behavior that caused the problem is increasingly seen by the gambler as the only solution, as there is no other way to get the needed money quickly.

As loans come due and pressures to pay become more insistent, sometimes involving threats of exposure or of physical harm from loan sharks or bookies, desperate gamblers weigh the risks of "borrowing" (embezzling) money from their employer, making fraudulent loan applications or insurance claims, or stealing the money.

Once they succumb to this temptation, the threshold to an even greater commitment to gambling has been crossed. This is especially true if they obtain money by loan fraud or embezzlement. These kinds of crimes enable gamblers to rationalize that they are not really criminals. The money is only "borrowed" so no one is being hurt. But there is constant pressure to repay the money, and counting on a big gambling win is seen as the only hope for doing so. This extends the spiral of involvement from more gambling to more and more illegal activities -- until the gambler is caught, seeks professional help, or really does hit the big win.

Falling in love with the "action" and then chasing losses is the starting point for most men who become compulsive gamblers, but many women take a different route. While women also enjoy the "action" and chase losses, their initial motivation is often escape -- escape from memories of unhappy childhood or parental abuse, escape from troubled husbands, and escape from loneliness. Once they became hooked on gambling, however, women follow the same spiral of increasing involvement as men, often leading to criminal activity.

Indicators of Compulsive Gambling

Compulsive gamblers tend to be bright, energetic, competitive, adventuresome individuals. In short, they may have the characteristics of an otherwise ideal employee. There are no obvious physical signs. Unlike some drug or alcohol abusers, there are no needle marks, breath odor, slurred speech or staggering gait. Like alcoholics and drug addicts, compulsive gamblers typically deny any problem until they hit rock bottom and are desperate for help.

One of the clearest indicators of a serious gambling problem is borrowing money to gamble or to pay off gambling debts. This is the heart of the security issue, which is the gambler's need for money. Another significant indicator is any effort to conceal one's gambling from spouse, children, friends, or co-workers, e.g., hiding betting slips or lottery tickets. This indicates some shame or embarrassment about one's behavior.

Other indicators of a potential or actual gambling problem include: gambling as a way of escaping from problems or relieving feelings of helplessness, guilt, anxiety, or depression; needing to gamble with increasing amounts of money in order to achieve the desired excitement; and repeated unsuccessful efforts to control, cut back, or stop gambling

A study that compared the gambling practices of compulsive gamblers with social gamblers found that the single most striking difference was the amount of leisure time devoted to gambling. Compulsive gamblers were more than five times as likely as social gamblers to devote at least one quarter of their leisure time to gambling or preparation for gambling.4

Children of problem gamblers are at greater risk than others for developing a gambling problem themselves. One study found that 50% of the children of pathological gamblers were also pathological gamblers.5 In one group of 50 female members of Gamblers Anonymous, 40% reported growing up in a household where one or both parents were addicted to either alcohol or gambling.6

Behaviors Observable in the Workplace

Compulsive gambling has been called the "hidden disease," as there are few overt signs of it in the workplace until the problem is in its most advanced stage. Astute observers may, however, pick up clues.

Extensive gambling can be time-consuming. Doing everything required to gain the information required to gamble intelligently, to place bets, follow the action, borrow money and make payments often has an impact that can be observed in the workplace. An educational pamphlet on compulsive gambling lists these indicators that may be observed at work:7

* Late to work (due to late night card game, casino venture, or bad night's sleep worrying about gambling-related problems).

* Long lunches (off-track betting, meeting bookmaker or loan shark or creditors).

* Mysterious disappearance in the afternoon (typically at the track, off-track betting, afternoon card or dice game, or listening to sporting events).

* Sick days taken right when they become available rather than allowed to accumulate (uses sick days to gamble).

* Vacation used in isolated days rather than blocks.

* Excessive use of rest room (reads sports pages or listens to radio in the rest room).

* Excessive use of the telephone (calls to off-track betting, bookie, creditors, or to find money; calls from bookie or creditors).

* Reads newspaper and sports literature at work (scratch sheet from race track, racing form, sporting news, etc.).

* Operates office sports pool or paycheck pool (the person running these sometimes has a gambling problem).

* Collects money from other employees for off-track betting or lottery (ostensibly does this as convenience for co-workers but actually so he or she can place bets).

* Organizes trips to Atlantic City, Las Vegas, or other gambling junkets (may indicate familiarity through frequent visits).

* Operates as bookmaker or runner for bookmaker (many bookmakers and runners are themselves compulsive gamblers and do this in order to gamble more).

Security Concerns

bullet Gambling debts may compromise one's financial stability, cause problems with family and work, and prompt some individuals to engage in illegal activities, including espionage, as a means of covering their losses. Motivation for espionage is usually complex and difficult to assess, but financial pressures from gambling debts have clearly played a significant role in the cases of at least seven Americans who have been arrested for espionage. 8

By the time most compulsive gamblers seek help, they are hugely in debt, owing as much as $120,000 or more, and their families are in a shambles. About 80% seriously consider suicide, and 13 to 20% actually attempt it or succeed in killing themselves. 9

Three studies of Gamblers Anonymous members and persons in treatment for compulsive gambling determined that roughly two-thirds admitted to committing crimes or civil fraud to finance their gambling or to pay gambling-related debts. The white-collar crimes of fraud, embezzlement, forgery, and tax evasion predominate among those whose employment and economic status present the opportunity for such crimes.10

Another study focused on how problem gambling affects the insurance industry. It found that in a group of 241 Gamblers Anonymous members, 47% admitted to having engaged in some form of insurance fraud, embezzlement or arson.11

Treatment for Compulsive Gambling

Like other addictive behaviors, compulsive gambling is treatable. Many problem gamblers are reluctant to seek treatment, however, as they do not understand the nature of the addiction involved. People understand being out of control from putting some kind of substance in their body. Being out of control due to a supposedly voluntary behavior such as gambling damages one’s self-esteem so much that people are extremely reluctant to seek help.

Gamblers Anonymous follows the same pattern as Alcoholics Anonymous, including the same 12-step treatment program. The success rate appears comparable to that for other addictions. Relapse is a problem, but one or two relapses do not necessarily indicate failure. The more severe the gambling problem prior to treatment, the greater the chance of relapse and eventual treatment failure.

Compulsive gamblers frequently also suffer from other addictions such as alcoholism, drug abuse, compulsive shopping or bulimia. Some evidence indicates that individuals with multiple addictions are more difficult to treat than those who suffer from a single addiction.12 Doctors at some treatment centers have observed a "switching of addictions," where recovering alcoholics begin to gamble compulsively after several years of abstinence from alcohol. Similarly, women recovering from compulsive gambling have encountered problems with compulsive shopping.13

Sources for More Information

Much less information is available on compulsive gambling than on other addiction problems. Check with your local financial counseling service or Employee Assistance Program, but you may need to supplement this with information from other sources.

The national telephone number for Gamblers Anonymous is 800 287-8670. In some areas, a local affiliate may be listed in your telephone book. The Internet site is www.gamblersanonymous.org.

For a list of other Internet sites dealing with compulsive gambling, go to www.yahoo.com. Then click first on Health, then on Mental Health, Addiction and Recovery, and Compulsive Gambling. If you are a spouse or close friend of someone who suffers from this problem, also go to Health, Mental Health, Addiction and Recovery, and then Codependency.

20 Questions

These questions are provided to help the individual decide if he or she is a compulsive gambler and wants to stop gambling.

TWENTY QUESTIONS

1. Did you ever lose time from work or school due to gambling?

2. Has gambling ever made your home life unhappy?

3. Did gambling affect your reputation?

4. Have you ever felt remorse after gambling?

5. Did you ever gamble to get money with which to pay debts or otherwise solve financial difficulties?

6. Did gambling cause a decrease in your ambition or efficiency?

7. After losing did you feel you must return as soon as possible and win back your losses?

8. After a win did you have a strong urge to return and win more?

9. Did you often gamble until your last dollar was gone?

10. Did you ever borrow to finance your gambling?

11. Have you ever sold anything to finance gambling?

12. Were you reluctant to use "gambling money" for normal expenditures?

13. Did gambling make you careless of the welfare of yourself or your family?

14. Did you ever gamble longer than you had planned?

15. Have you ever gambled to escape worry, trouble, boredom or loneliness?

16. Have you ever committed, or considered committing, an illegal act to finance gambling?

17. Did gambling cause you to have difficulty in sleeping?

18. Do arguments, disappointments or frustrations create within you an urge to gamble?

19. Did you ever have an urge to celebrate any good fortune by a few hours of gambling?

20. Have you ever considered self destruction or suicide as a result of your gambling?

Most compulsive gamblers will answer yes to at least seven of these questions.